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Major Reasons why A Bad Credit Buyer Should buy a Car in December

 
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December is the month of holidays, family time and huge discounts. As the year approaches its near end, car makers are offering discounts and heavy incentives for new cars. However, if you suffer from bad credit, would buying a car in December be fruitful? Comprehending the benefits of buying a car in the last month of the year will give clarity on your current financial standing. It will definitely be a help in making the right decision.

December Car Buying for Credit-Challenged People: Is it Worth?

The following reasons will be helpful in understanding why it is a good idea to buy a car in December.

  • Highest Benefits to the Customer

The salespeople of any car manufacturer and auto dealers have internal targets to complete by the end of December. Huge discounts and attractive incentives are offered to consumers in order to report a high sales number. Auto lenders and captive financing companies for automakers will offer attractive schemes on loans. The discounts start on Black Friday and seep into the very end of December. As December is the last month where everyone can pull up their sales number, customers benefit greatly as negotiation is more fruitful and bad credit individuals can also avail cars at great prices.

  • Highest Trade-in Value

December also offers a great price to people looking to exchange their old car for a new one. Research for dealerships offering the best trade-in value for your old car. Make sure that before you trade-in your old vehicle, you have completed your payment for the existing auto loan. If you have not repaid your auto loan, it is a good idea to complete your payments or else it could result in an upside-down auto loan situation. Bad credit individuals can also make the most of the month by trading-in their old car to get a cheaper value on their next car.

  • Discounts on Discontinued Models

As the last month of the year approaches, car manufacturers and dealers are desperate to get rid of not only the 2019 models, but also the previous year’s car models that are unsold. Among car inventory, some models are discontinued and remain in dealerships, simply blocking up inventory space for other cars. Therefore, there are maximum discounts on discontinued cars, trucks and SUV’s. The only drawback is that consumers cannot easily find replacement parts of the car. However, if you are suffering from bad credit and wish to purchase a car but do not want to spend a lot, discontinued car models are a great catch.

December Deadline: A Great Holiday Leverage

December is the deadline for various salespeople at the dealership lot and they really push to make sales happen in the last month of the year. A tax called the inventory tax is levied on all car models that are not sold until 31st December of any year. To save money spent on inventory tax, you will see a greater drive in salespeople at the dealership to cut you a car deal and get one car less off their dealership lot. So, make sure you take complete advantage of the month and walk away from the dealership with a car price that suits your wallet.

If you want to make a quick car purchase in December, make sure you are ready with car financing in advance. Apply for pre-approved auto loans with EZAutoFinance.net. Do not worry about your credit score. The online auto financing company will help you get guaranteed bad credit auto loans at the click of a mouse button.

 

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